The storm brought insurance payments from natural catastrophes to $4 billion in Alberta since 2011, according to Property Claims Services. (http://www.cbc.ca/news/canada/calgary/august-hail-storm-cost-alberta-insurers-450m-insurance-bureau-reports-1.2756804)
As you see it is extremely important to make sure you are covered.
- Damage to homes caused by hail or wind is usually covered under most home insurance policies. This includes damage caused by flying debris or falling branches or trees, or damage to your home and contents from water entering through openings caused by wind or hail. Pre-existing damage is not covered.
- Damage to vehicles from wind, hail or water is usually covered if you have purchased comprehensive or all perils auto insurance. This coverage isn’t mandatory, so check your policy.
- Damage to mobile homes or trailers from hail or wind may be covered. Policy wordings vary, so it’s best to check with your Insurance Broker.